We are looking for qualified, talented individuals to join the First Community Bank team. We offer rewarding benefits and competitive salaries. If interested, please apply today.

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Current Openings

Commercial Lender (More Info)

Date Listed: 07/24/2014

Location: Mobile County

Reports To: Chief Lending Officer


  • Maintains and maximizes a large portfolio. Responsible for aggressively soliciting and servicing prospective customers producing a variety of commercial and consumer loans. Generates and manages a portfolio of business and corresponding relationships, while seeking new accounts through calling efforts, marketing, and referrals.


  • Provide direct service to customers of the Bank with respect to deposit and loan products and services; approve and reject loan applications within individual lending authority levels.
  • Assist customers in obtaining specialized services from other Bank departments as necessary; provide help to customers with specific inquiries or service problems.
  • Maintain a working knowledge of Bank operating policies and procedures which impact commercial services.
  • Obtains and analyzes financial data, provides services on approved lines of credit, equipment, financing loans, etc.
  • Keeps informed as to the status of loans in the department. Follows current loans to ensure complete compliance with terms.
  • Makes decisions on loans and terms within established lending limits, or makes recommendations to a supervisor. Participates with senior lender on large loans.
  • Interviews applicants to develop information concerning their business, needs, desires, abilities, and earnings to determine whether a loan may be an acceptable risk.
  • Participation in community services activities and employee events is encouraged.
  • Carry out such other duties as may be assigned or requested.


  • A Bachelor's degree, Master's degree preferred
  • 5+ years of experience, loan production in commercial and real estate lending, loan portfolio administration and product sales
  • Relationship management skills for key commercial, small business and personal relationships.
  • Highly developed analytical and underwriting expertise, credit quality focus
  • Strong community leadership experience

If interested, please apply online.