First Reward Checking

Let First Community Bank reward you for doing the same things you always do anyway! This high interest checking account gives you an outstanding 2.00% APY* and ATM fee refunds no matter whose machine you use—get cash here in Mobile County, anywhere in Southern Alabama, even nationwide. It's so easy to qualify, you're probably already doing it!

Get checking that beats anything the big banks could offer...without the "big bank" feel That's the UN_BIG way!

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First Reward Checking
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Summary
  • 2.00% APY* on qualifying balances up to $25,000
  • 0.50% APY* on qualifying balances above $25,000
  • 0.05% APY* on all non-qualifying balances
  • Nationwide ATM fee refunds up to $20 per month
  • No monthly fees or minimum balance
  • Unlimited checking
  • First order standard wallet checks free
  • Free check card
  • Free online banking with bill pay
  • Free eStatements
  • Free telephone banking
  • No minimum deposit to open
  • FDIC insured

Qualifications:

To get the First Rewards rate and ATM fee refunds each monthly qualification cycle, simply do the following everyday activities:

  • Have at least 10 check card purchases post and clear
  • Have at least one recurring direct deposit or ACH auto debit post and clear
  • Receive free paperless eStatements

See? Chances are, you're already doing these things! That's how easy it is. But should you miss the qualifications one month, don't worry—there are no penalties. You'll still receive completely free checking and even earn our base rate of interest. And you can get the rewards back the very next month!

*Annual Percentage Yield (APY accurate as of 10/1/2011).

Rate tiers are as follows: 2.00% APY applies to balances of $0.01 - $25,000.00 and 0.50% APY applies to balances $25,000 if qualifications are met during the monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 2.00% APY – 0.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. No minimum deposit to open account.

Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.

ATM Fee reimbursements up to $20 each month provided only if qualifications are met within the monthly qualification cycle.