J.O.Y. Checking
As you mature, you start to appreciate the finer things in life. J.O.Y. Checking is a good example. For our special customers who have reached age 50, we offer this account loaded with extras to make handling your finances easier than ever.
Earn interest as long as you maintain the $1,500 minimum balance and enjoy many other benefits such as free insurance, discounted services and travel rewards, and a whole lot more!
- Summary
- For customers ages 50 and better
- Balances over $1,500 earn interest
- Unlimited checking
- $7 monthly charge waived with $100 sustained balance
- First order of J.O.Y. checks free
- $100,000 common carrier insurance*
- Free phone transfers between FCB accounts
- 50% discount on first year safe deposit box rental
- Five free official checks or money orders a month
- Personal trip routing and 5% travel rewards
- Entertainment Savers Guide
- Credit card registration and key tag return
- Free check card
- Free online banking with bill pay
- Free eStatements
- Free telephone banking
- $2,500 identity fraud expense coverage**
- $100 minimum deposit to open
- FDIC insured
*Special Insurance Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Coverage is divided equally among joint account holders. The accidental death benefit for Sensible Checking, J.O.Y. and J.O.Y. Plus does not reduce at any age. Not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
**Coverage not available to residents of New York and may not be available in other jurisdictions.
