Sensible Checking
You need a place to store your money where it's easy to get to when you need it, and there's not a lot of hassle. Our Sensible Checking account is the solution.
Write all the checks you want, use your check card as much as you like, access online banking, and more—we even give you free insurance and fraud protection. It's all included for a low monthly fee.
- Summary
- Unlimited checking
- No minimum balance
- $4.98 monthly charge
- Free non-FCB ATMs*
- First order of club style checks free
- $5,000 accidental death insurance**
- Free check card
- Free online banking with bill pay
- Free eStatements
- Free telephone banking
- $500 identity fraud expense coverage***
- $100 minimum deposit to open
- FDIC insured
*Receipt must be presented within 30 days to receive refunded fees.
**Special Insurance Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Coverage is divided equally among joint account holders. The accidental death benefit for Sensible Checking, J.O.Y. and J.O.Y. Plus does not reduce at any age. Not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
***Coverage not available to residents of New York and may not be available in other jurisdictions.
