Mortgage Loans

Whether you purchase a home or refinance an existing loan, the loan you select is one of the most important decisions you will ever make. Get a loan from a local bank that will be with you throughout the whole process—even after the loan closes.

FCB is a community bank that offers you all of the home loan options and mortgage products as the big banks, but with a commitment to personal service you won't get anywhere else. Our loan professionals live and work right here and know the Alabama real estate market better than anyone. Let us sit down with you and help you get the financing you need.

Home Mortgage Loans
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  • Conventional loans up to $417,000 with as little as 3% down payment
  • Jumbo loans
  • Condo loans
  • FHA, VA and USDA/Rural Development loans
  • Low to no down payment loans
  • Competitive Interest rates
  • Local service
  • Terms up to 30 years
  • ***Subject to final approval