CDARS

Just because you have money above the FDIC limit, that doesn't mean CDs are not an option. You can lock in a good rate and still enjoy full insurance through the Certificate of Deposit Account Registry Service®.

Here's how it works: we invest your money in multiple CDs at other participating institutions, all under the legal limit. You only have to deal with us—we will take care of them for you. It's a convenient way to get the most out of your higher balances.

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CDARS
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Summary
  • Insured investments above FDIC limit
  • CD–level returns
  • Fixed rates, guaranteed returns
  • One bank, one statement
  • Penalty for early withdrawal