First Community Bank offers an array
of residential mortgage loan options to help you with your financing
needs.
First Community Bank now has two (2) mortgage locations to better serve you.
In the Mobile area call (251) 679-1991 or Citronelle and Washington
County area call (251) 866-5593.
For other types of mortgages (home equity loans, commercial, and second mortgages) Click here >>
Conventional Products
10, 15, 20, 25, & 30 year terms available
Very competitive fixed rates and closing costs
Maximum loan amount $333,699.99
80/20
80% - 1st mortgage
20% - 2nd mortgage
No PMI
Jumbo
15 & 30 year terms
Minimum $333,700.00
Adjustable Rate Mortgage
3, 5, & 7 year terms
100% Financing Available
Closing costs, in most
cases, may derive from various sources
10, 15, 20, & 30 year terms available
Interest First Loans
30 year term paying interest only for the first 10-15 years
Minimize monthly payments, thus freeing up cash for other investments; maximize tax deductions under the current laws
Community Solutions
Program is available for all emergency response personnel (i.e. police, fire rescue, etc..) healthcare workers, teachers
Flexible credit guidelines
Purchase only 30 year
terms
100% financing available
Non-Conforming Products
To accommodate credit worthy borrowers who need alternative documentation requirements ( i.e. employment, income, and/or assets)
First time home buyers programs
are also available.
