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A minimum deposit of $100.00 is required
to open the account. Interest is earned when a $1500.00 minimum
daily balance is maintained. click
here for rates >>> |
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The $7.00 monthly maintenance fee may be waived by maintaining a minimum daily balance of $100.00. A dormant account fee of $2.00 will be charged monthly for those accounts showing no activity for a period of 12 months or longer. |
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The first order of J.O.Y. style checks
are free to the customer. J.O.Y. customers receive 50% off any
retail price in the Clarke-American check and accessories catalog. |
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There is no per transaction charge. |
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There is no issue fee on Traveler’s
Checks for J.O.Y. account holders. The customer may receive
up to five official checks and five money orders each month
with no issue fee. |
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The J.O.Y. account includes free notary
service, travel discounts, and $100,000 insurance when traveling
by licensed common carrier. |
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J.O.Y. account holders are also eligible
for credit card protection, key ring protection, and emergency
cash advance service. |
