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A minimum deposit of $100.00 is required to open the account. There is a $4 monthly service fee. There are no minimum balance requirements and no per transaction fees. A dormant account fee of $2.00 monthly is charged for accounts showing no activity for a period of 12 months or longer. |
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J.O.Y. Plus style checks are free to
the customer. They receive 50% off any retail price in the Clarke-American
check and accessories catalog. |
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No minimum to
earn interest. click
here for rates >>> |
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There is no issue fee on Traveler’s
Checks for J.O.Y. Plus account holders. The customer may receive
up to five official checks and five money orders each month
with no issue fee. |
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The J.O.Y. account includes free notary
service, travel discounts, $10,000 Accidental Death and Dismemberment
Insurance and $100,000 insurance when traveling by licensed
common carrier. |
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J.O.Y. account holders are also eligible
for credit card protection, key ring protection, and emergency
cash advance service. |
