First Community Bank - Alabama - Serving Mobile and Washington Counties for over 90 years.

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Rates

Interest Rates
Annual Percentage Yield (APY)
Effective as of 3/8/2010
Interest Rates/APY Subject to Change

CERTIFICATES OF DEPOSIT

(Minimum $500 Deposit)	INTEREST RATE	APY
3 Month Certificate of Deposit	0.50	0.50
6 Month Certificate of Deposit	0.65	0.65
12 Month Certificate of Deposit	0.95	0.95
15 Month Certificate of Deposit	1.10	1.10
18 Month Certificate of Deposit	1.70	1.71
24 Month Certificate of Deposit	1.89	1.90
30 Month Certificate of Deposit	1.89	1.90
36 Month Certificate of Deposit	2.08	2.10
48 Month Certificate of Deposit	2.18	2.20
60 Month Certificate of Deposit	2.38	2.40

INDIVIDUAL RETIREMENT ACCOUNTS

(Minimum Deposit $10 TDOA / $500 Fixed)	INTEREST RATE	APY
Variable / TDOA	0.50	0.50
3 Month IRA	0.50	0.50
6 Month IRA	0.65	0.65
12 Month IRA	0.95	0.95
24 Month IRA	1.89	1.90
36 Month IRA	2.08	2.10
48 Month IRA	2.18	2.20
60 Month IRA	2.38	2.40

INTEREST BEARING CHECKING

	INTEREST RATE	APY
NOW ACCOUNT (Minimum Deposit $1,500)
$4,999.99 or less	0.10	0.10
$5,000.00 - $24,999.99	0.20	0.20
$25,000.00 or more	0.25	0.25
INTEREST BEARING CHECKING (Minimum Deposit $100)
J.O.Y. (on balances $1,500 or more)	0.25	0.25
J.O.Y. PLUS	0.25	0.25
FIRST REWARD CHECKING (Minimum Deposit $100)
between one penny and $35,000.00	2.97	3.01
above $35,000.00	.50	.50
First Rewards Checking, Non-Qualifying rate	.05	.05

SAVINGS ACCOUNT

	INTEREST RATE	APY
Kid's Club (Minimum Deposit $25)	0.20	0.20
Regular Savings Account (Minimum Deposit $100)	0.20	0.20
Christmas Club (Minimum Deposit $10)	0.20	0.20
Vacation Club (Minimum Deposit $25)	0.50	0.50

HOME EQUITY LINE OF CREDIT (HELOC)

(Minimum $500 Deposit)	INTEREST RATE	APY
PRIME LINE Home Equity Line of Credit

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