Small Business Loans (SBA)


Cliché but true: It takes money to make money. Even the most successful entrepreneurs needed help in the beginning. Let us help — with a loan backed by the federal government. This unique loan caters to those that meet the requirements of eligibility and First Community Bank believes everyone deserves the chance to succeed. Those approved receive lower down payments, competitive rates, and custom term options. Success awaits you!


  • Easy application process
  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
    • Competitive rates for a wide range of business needs:
      • Commercial real estate purchase
      • Construction
      • Business acquisition or expansion
      • Equipment/inventory purchase
      • Working capital
      • And more
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.