Home Equity

    Home Equity Loans

    Don’t put off your dreams. Use the equity in your home as collateral to fund short-term or ongoing needs — with a home equity loan or home equity line of credit. Whether it’s for education expenses, home remodels, debt consolidation, or some other major life event — we've got you covered.

    Details:

    • Use funds for almost anything
    • Competitive rates for several short-term or one-time needs:
      • Education expenses
      • Major life events
      • Home remodel projects
      • And much more!
    • The existing equity in your home is used as collateral backing
    • Accommodating repayment terms that work uniquely for you
    • The interest paid might be tax deductible*
    • Local decision-making and processing
    • Attentive, friendly service from start to finish
    *Consult a tax advisor. 
    Home Equity Lines of Credit

    “Maybe next month” becomes “maybe next year” — until now! Reach for your dreams today, by using the equity in your home as collateral. First Community Bank offers competitive rates and flexible repayment terms that work for you. Plus, have access to your funds anytime without reapplying. Don’t wait another year to fulfill your goals! Apply today.

    Details:

    • Competitive rates for several ongoing or seasonal needs:
      • Education expenses
      • Major life events
      • Major home improvements
      • Debt consolidation
      • Emergency reserve
      • And much more!
    • The existing equity in your home is used as collateral backing
    • Accommodating repayment terms that work uniquely for you
    • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
    • Revolving credit – as principal is repaid, more becomes available for use
    • Funds easily available via in-person transfers to a specified First Community Bank checking account
    • The interest paid might be tax deductible*
    • Set up automatic payments to be deducted from your First Community Bank account monthly
    • Local decision-making and processing
    • Helpful, customized service throughout the entire process
    *Consult a tax advisor.