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Qualification Information: Qualifications vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our Bank. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive one of the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: (1) Interest on your checking balances (Kasasa Cash), (2) Cash back on debit card purchases (Kasasa Cash Back), (3) Reimbursements for iTunes, Amazon.com & Google Play purchases (Kasasa Tunes). Depending on your Kasasa account, when your qualifications are not met, reward distributions are not made and only non-qualifying interest is earned. Rewards will be credited to your Kasasa account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. 12 debit card transactions and receipt of electronic statements are conditions of Cash, Cash Back and Tunes accounts (one ACH or billpay transaction is also required for Cash and Cash Back accounts). Enrollment in electronic services may be required to meet some of the account’s qualifications. Limit one account type per social security number. There are no recurring or account-opening fees for these accounts. Contact a Bank employee for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc. Google Play is a registered trademark of Google, Inc. Apple, Inc., Amazon.com, and Google, Inc. are not participants in or sponsors of this program.