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Free Kasasa Cash Back Checking

Summary

Earn cash back on your everyday purchases, plus refunds on ATM fees nationwide.* That’s right. This account turns your debit card into one powerful piece of plastic. And we haven’t even told you the best part: Your free Kasasa Cash Back® account links with free Kasasa Saver® so that your rewards become automatic savings. Kasasa® — it’s banking made better. 

Details:

  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on purchases up to $500 monthly
    • Earn up to $10 cash back per month
  • Refunds on ATM fees nationwide (up to $20 monthly)*
  • Automatically links to free Kasasa Saver account for effortless savings
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free mobile banking & mobile deposit
  • Free e-statements
  • Free Visa® debit card
  • Free telephone banking
  • Unlimited check writing
  • Direct deposit available
  • $25 minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 PIN or Signature debit card purchases post and settle
  • Have at least 1 ACH or bill pay transaction post and settle
  • Be enrolled in and agree to receive e-statements

That’s all there is to it. Plus, if for some reason you don’t qualify for the month, it’s no big deal. Your account is still free, and you can get back to earning your rewards the very next month. 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our Bank. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $500 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20 ($4.99 maximum per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the statement cycle. Rates and rewards are variable and may change after an account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. A $25 minimum deposit is required to open the account. 12 debit card transactions, one ACH transaction, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking and electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open this account. Contact one of our Bank service representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Member FDIC.