Summary

Finally, free checking that pays rewards you actually care about — like really high interest on balances up to $10,000 and up to $20 monthly in refunds on ATM fees nationwide.* Your free Kasasa Cash® account also links to free Kasasa Saver®, so your rewards become automatic savings. Earn and save more money —  Kasasa® makes it simple.

Details:

  • Free checking that pays high interest
  • Balances up to $10,000 receive an Annual Percentage Yield of 2.00%
  • Balances over $10,000 earn 0.10% interest rate on the portion of balance over $10,000, resulting in a range from 2.00% to 0.27% APY depending on the account’s balance
  • 0.05% Annual Percentage Yield if qualifications aren't met
  • Refunds on ATM fees nationwide (up to $20 monthly)*
  • Automatically links to free Kasasa Saver account for effortless savings
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free mobile banking & mobile deposit
  • Free e-statements
  • Free Visa® debit card
  • Free telephone banking
  • $25 minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following transactions and activities in your free Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 PIN or Signature debit card purchases post and settle
  • Have at least 1 ACH or bill pay transaction post and settle
  • Be enrolled in and agree to receive e-statements

That’s it! Simple, right? And, if you don’t qualify for the month, it’s no big deal. Your account is still free, and you can get right back to earning your rewards the very next month.

APY = Annual Percentage Yield

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our Bank. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive an APY of 2.00%; and balances over $10,000 earn 0.10% interest rate on the portion of balance over $10,000, resulting in a range from 2.00% to 0.27% APY depending on the account's balance and (2) you will receive reimbursements up to $20 ($4.99 maximum per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn an APY of 0.05% and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the statement cycle. APY is accurate as of 07/10/2017. Rates and rewards are variable and may change after an account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. A $25 minimum deposit is required to open the account. 12 debit card transactions, one ACH transaction, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking and electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit one account per social security number. Comparison Source: Interest Checking, FDIC 07/10/2017 http://www.fdic.gov/regulations/resources/rates/ There are no recurring monthly service charges or fees to open this account. Contact one of our Bank service representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Member FDIC.