Free Kasasa Saver® works with your free Kasasa Cash® or Kasasa Cash Back® account to turn rewards into automatic savings. Any cash earned in your free Kasasa® checking account is deposited into free Kasasa Saver, where it earns high interest. Build up stacks of savings without ever having to think about it. 


  • Free account that builds your savings effortlessly
  • Automatically links to free Kasasa Cash or Kasasa Cash Back account for effortless savings
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back rewards
  • Balances up to $10,000 receive an Annual Percentage Yield of 0.50%
  • Balances over $10,000 earn an Annual Percentage Yield of 0.10% on the portion of balance over $10,000, resulting in a range from 0.50% to 0.10% APY - depending on the account’s balance
  • 0.05% Annual Percentage Yield if qualifications are not met on Kasasa checking account
  • 6 free withdrawals per month; $2 fee for withdrawals in excess thereafter
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking & mobile deposit
  • Free e-statements
  • Free telephone banking
  • $25 minimum deposit to open

Earning Rewards Is Easy:

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 PIN or Signature debit card purchases post and settle
  • Have at least 1 ACH or bill pay transaction post and settle
  • Be enrolled in and agree to receive e-statements

That’s all. We told you it was easy! And, if you don’t qualify for the month, it’s not the end of the world. Your account is still free — plus, you can get right back to earning great rewards the very next month. 

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our Bank. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Reward Information: rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $10,000 receive an APY of 0.50%; and balances over $10,000 earn an APY of 0.10% on the portion of balance over $10,000, resulting in a range from 0.50% to 0.10% APY - depending on the account's balance. When qualifications are not met, all Kasasa Saver balances earn an APY of 0.05% and only the non-qualifying interest from the Kasasa Cash account is transferred to your Kasasa Saver account. Interest, cash back payments, and ATM fee reimbursements are credited to the appropriate account on the last day of the statement cycle and are automatically transferred to the linked Kasasa Saver account at the same time or within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account's balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs are accurate as of 07/10/2017. Rates and rewards are variable and may change after an account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. A $25 minimum deposit is required to open the account. 12 debit card transactions, one ACH transaction, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking and electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our Bank service representatives for additional information, details, restrictions, processing limitations, and enrollment instructions. Member FDIC.